Lka1988

I didn’t misunderstand. You can’t claim you’re playing the credit game and only have one credit card and no non-revolving debts for years.

And no it hasn’t put you in a worse spot. “No credit” is effectively equivalent to “shitty score”. You didn’t need a cosigner when you were 20 because that was probably decades ago when credit score wasn’t used as a metric.

Your entire comment here is part of the reason this country is as broken as it is.

I think you misunderstand. I had to have someone cosign for my RENTAL. The rental I’m living in right now. DESPITE the fact that I played the game for years. DESPITE the fact that I pay all of my bills on time. DESPITE the fact that my debts were paid on time.

“Playing the game” has clearly put me in an arguably worse spot than I was when I started. I didn’t need a fucking cosigner for a fucking rental apartment when I was 20 with zero credit history.

Nice logical fallacy there.

I’ve never wished death upon anybody, but I have read some obituaries with great pleasure.

If you go far enough left, you get your guns back.

This is my take. Until we know more, all we know is that the dude intentionally ran his 4000lb death missile into a crowd. Him getting shot is less serious than what he tried to do.

I paid off my last car in 2021. I have no plans for another car payment. 10 years over 2 cars was long enough. I’m nearly 40, married with kids, neither of us have any debt, and we pay our bills on time. And yet my fucking RENTAL still required me to have a fucking COSIGNER. That’s an absolute embarrassment.

Holding no non-revolving debts can actually hurt you.

IDK about you, but I’m sick of this game. This is bullshit, the system is clearly stacked against “the poors”. There is no light at the end of the tunnel. My only source for any sort of actual savings is bonuses and bi-annual “3 paycheck” months.

I’m lucky enough to be able to put 3% of my gross pay into a 401k.

I have one single credit card that I use and pay back regularly. I have no other debt - school loans are paid off, cars are paid off, never late on bills, rent paid on time (they report it to credit bureaus)… I don’t even have medical debt.

And yet my credit is mid 600s.

Make it make sense.

Call me a liar then. We have a chunk of parmigiano reggiano in the fridge. No other kinds of “parmesean” cheese to be found.

Wasn’t there a handful of counties in NY that were largely blue, yet somehow Trump got every single vote?

Edit: Rockland County in NY. Kamala received 0 votes, despite most voting blue down-ballot.

IMO, the “traditional” method of car sales needs to die.