I mean fair enough on the sentiment. I’m not particularly rich. But I do well off for myself and we live comfortably within our means.
But if you don’t “play the game” don’t be mad when you don’t score well? I know it sounds harsh, but it sounds to me like you don’t actually need credit access… so why do you care then?
I think you misunderstand. I had to have someone cosign for my RENTAL. The rental I’m living in right now. DESPITE the fact that I played the game for years. DESPITE the fact that I pay all of my bills on time. DESPITE the fact that my debts were paid on time.
“Playing the game” has clearly put me in an arguably worse spot than I was when I started. I didn’t need a fucking cosigner for a fucking rental apartment when I was 20 with zero credit history.
I didn’t misunderstand. You can’t claim you’re playing the credit game and only have one credit card and no non-revolving debts for years.
And no it hasn’t put you in a worse spot. “No credit” is effectively equivalent to “shitty score”. You didn’t need a cosigner when you were 20 because that was probably decades ago when credit score wasn’t used as a metric.
I didn’t misunderstand. You can’t claim you’re playing the credit game and only have one credit card and no non-revolving debts for years.
And no it hasn’t put you in a worse spot. “No credit” is effectively equivalent to “shitty score”. You didn’t need a cosigner when you were 20 because that was probably decades ago when credit score wasn’t used as a metric.
Your entire comment here is part of the reason this country is as broken as it is.
I mean fair enough on the sentiment. I’m not particularly rich. But I do well off for myself and we live comfortably within our means.
But if you don’t “play the game” don’t be mad when you don’t score well? I know it sounds harsh, but it sounds to me like you don’t actually need credit access… so why do you care then?
I think you misunderstand. I had to have someone cosign for my RENTAL. The rental I’m living in right now. DESPITE the fact that I played the game for years. DESPITE the fact that I pay all of my bills on time. DESPITE the fact that my debts were paid on time.
“Playing the game” has clearly put me in an arguably worse spot than I was when I started. I didn’t need a fucking cosigner for a fucking rental apartment when I was 20 with zero credit history.
I didn’t misunderstand. You can’t claim you’re playing the credit game and only have one credit card and no non-revolving debts for years.
And no it hasn’t put you in a worse spot. “No credit” is effectively equivalent to “shitty score”. You didn’t need a cosigner when you were 20 because that was probably decades ago when credit score wasn’t used as a metric.
Your entire comment here is part of the reason this country is as broken as it is.