How did it lose more than it gained? The loss in interest in investment plus the yearly management fee from the company my employer chose to manage the stupid thing is more than the gains during the good years? I’m no investment expert, all I know is that anytime it gains money it then loses all that shortly after. I’d be better off putting the money in a savings account except at least this way I get employer match.
And sure I have ADHD, but it’s not like I’m disabled and unable to work, I’m still working and going to school. You want to tell me that I shouldn’t be able to support myself working over 40 hours a week (and I am not working a minimum wage or “low skilled” job)
If they’ll let you take it and put it in your own 401k I’d suggest doing that. Choose a low-fee brokerage that doesn’t fuck with your investments to incur fees. That’s how they make their money, by taking yours. Choose index funds and let it ride, keep adding when you can, don’t mess with it.
How did it lose more than it gained? The loss in interest in investment plus the yearly management fee from the company my employer chose to manage the stupid thing is more than the gains during the good years? I’m no investment expert, all I know is that anytime it gains money it then loses all that shortly after. I’d be better off putting the money in a savings account except at least this way I get employer match. And sure I have ADHD, but it’s not like I’m disabled and unable to work, I’m still working and going to school. You want to tell me that I shouldn’t be able to support myself working over 40 hours a week (and I am not working a minimum wage or “low skilled” job)
If they’ll let you take it and put it in your own 401k I’d suggest doing that. Choose a low-fee brokerage that doesn’t fuck with your investments to incur fees. That’s how they make their money, by taking yours. Choose index funds and let it ride, keep adding when you can, don’t mess with it.