Paying for everything in cash isn’t always the smart financial decision. Would you rather take a 2% loan on a car and put $30k into the market earning 15% or take that $30k and earn 2% by paying for a car in cash? This isn’t true all the time especially right now, but that was the smart move just a few years ago. Think about all the people with 2.5% mortgages right now who didnt wait to buy with our current 6%+ mortgage rates.