

Concur. I’m still banned from PayPal and I have been since the early 2000’s because I used it to buy a “high capacity magazine,” which PayPal declared was “illegal activity” with no appeal.
…An airsoft magazine. Not a single state in the union where that’s illegal (or at least certainly not at the time).
Payment processors attempting to police the nature of online transactions should expose them to liability, not the other way around.
That, and nobody legitimate ever asks you to do anything with accounts/passwords/money/banks and ends the message with “warm regards.” Really? That’s right up there with “calvary greetings.”