Do you live in Japan? Because your knowledge of this sounds to be like trying to talk to ChatGPT.

https://www.tmt.or.jp/safety/pdf/English.pdf

TS-mark is just one of the types of insurance you can get, you can also get other types of insurances without the inspection. The TS-mark still requires an annual fee to cover the insurance

It’s an annual insurance, it’s ¥2-5000 a year which is around $20.

So first the law isn’t real, I show that the law is real and then the claim is it is unenforced so next when I state that over 60% of residents in prefectures have liability insurance how are you going to move the goal posts next

You mean like how the house and senate are the ones who actually vote on the laws instead of direct democracy?

The concept that only the educated should vote is essentially the entire advantage of living in a republic. If the test was actually fairly made it would be fine, the real problem is it would be used to limit specific demographics from voting while not actually ensuring only the educated can vote

I lived in Japan for a few months

“All Bicycle Riders Must Enroll in Bicycle Liability Insurance in Tokyo (and some other prefectures in Japan)

The Tokyo Metropolitan Government requires all bicycle riders (including children) to purchase Bicycle Liability Insurance in Tokyo.”

https://www.japanlivingguide.com/expatinfo/transportation/cycling-rules/

Cyclists also have a lot more rules and are required to have liability insurance in Japan