• Joelk111@lemmy.world
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    4 days ago

    I wish I could do it weekly, or even daily. In the US it’s monthly. To be completely honest, I wish credit cards didn’t exist at all. They’re a tax on the financially illererate, and the fact that financially responsible people can gain an essentially free 1.5% (or more) cash back isn’t enough reason for them to exist. I’d happily forgo the cash back to be rid of them.

    • vga@sopuli.xyz
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      4 days ago

      Cannot you get a charge card in US?

      essentially free 1.5%

      Cashbacks aren’t free, obviously. The merchant pays for it, which means that they factor it in to their pricing.

      • Joelk111@lemmy.world
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        4 days ago

        Yeah, free isn’t the right way to put it, but I’m not sure what other word to use, considering that most places don’t have different pricing for debit/credit (God bless Winco for not accepting credit).